Carrier Management
Every carrier. One place.
Independent agents work with dozens of carriers, each with different appetites, guidelines, and portals. HarborIQ puts it all in one searchable directory.
Carrier appetites at a glance
Know which carriers write what, where, and for whom. Stop quoting carriers that won't bind the risk.
Underwriting guidelines on file
Store each carrier's underwriting requirements, minimum premiums, and documentation needs in one place.
Portal credentials organized
No more hunting for carrier portal logins. Your team has one source of truth for every carrier system.
Document library per carrier
Store rate sheets, commission schedules, and bulletins by carrier. Everything your agents need is where they expect it.
How it works
Add your carrier appointments
Enter your appointed carriers during onboarding. Include appetites, contact info, and portal credentials.
Your team references the directory daily
When quoting, agents check the carrier directory to find the right markets for the risk. No more tribal knowledge.
Keep it current as things change
Carrier appetites shift. Update the directory when you get bulletins, and the whole team sees the change immediately.
Availability
Carrier management is included on every plan. Solo, Team, and Operating System.
How HarborIQ compares
Most agencies track carrier info in spreadsheets, emails, and people's heads. HarborIQ makes carrier knowledge a shared, searchable asset.
| Feature | HarborIQ | Typical AMS |
|---|---|---|
| Carrier directory | Searchable, organized by line and appetite | Spreadsheet or tribal knowledge |
| Underwriting guidelines | Stored per carrier, accessible to all agents | In individual agent email inboxes |
| Portal credentials | Centralized and secure | Sticky notes or shared spreadsheets |
| ACORD form generation | Built-in ACORD forms | Separate tool or manual process |
| Commission tracking | Track commissions by carrier and policy | Manual spreadsheet reconciliation |
Founding partners get 33% off. For life.
Solo $119/mo. Team $229/mo. Operating System $399/mo. One flat price per agency. No per-user fees. Priority support and direct product team access included.
$100 fully refundable deposit. Offer closes August 1, 2026. Limited to 20 agencies.