AI-Assisted Quoting
Enter data once. Quote across carriers.
Your agents spend two hours quoting what a captive agent quotes in twenty minutes. Not because they’re slow. Because every carrier portal speaks a different language. HarborIQ translates.
Enter client data once
No more re-typing the same information into five different carrier portals. Enter it once in HarborIQ and let AI handle the rest.
Carrier-specific translation
Progressive calls it 'rental reimbursement.' Travelers calls it 'loss of use.' HarborIQ knows the difference and maps data correctly across carriers.
Faster quotes, fewer errors
Reduce quote time from 20+ minutes per carrier to under 5. And because AI handles the mapping, data entry errors drop dramatically.
Carrier recommendations
Based on the risk profile, HarborIQ suggests which carriers are most likely to offer competitive rates. Stop wasting time quoting carriers that won't bind.
How it works
Enter the client's information
Add the client profile with their property, vehicle, or business details. Standard fields, entered once.
AI maps to carrier-specific formats
HarborIQ's semantic mapping engine translates your data into each carrier's specific terminology and form structure.
Review, compare, and bind
Compare quotes side by side with coverage details. Select the best option and move to binding, all from one screen.
Availability
AI Quoting is included on Team and Operating System when Phase 2 ships. Solo agencies can add it for $79/mo. Founding partners get it free at every tier.
How HarborIQ compares
Traditional comparative raters use rigid API integrations. HarborIQ uses AI to understand carrier differences at a semantic level.
| Feature | HarborIQ | Typical AMS |
|---|---|---|
| Data entry | Enter once, AI maps to all carriers | Re-enter per carrier portal |
| Carrier language translation | AI-powered semantic mapping | Manual knowledge of each carrier |
| Quote comparison | Side-by-side with coverage details | Tab-switching between portals |
| Architecture | AI-native, adapts to carrier changes | API-based, breaks when carriers update |
| Integrated with AMS | Built into the platform | Separate rater product ($200+/mo) |
Founding partners get 33% off. For life.
Solo $119/mo. Team $229/mo. Operating System $399/mo. One flat price per agency. No per-user fees. Priority support and direct product team access included.
$100 fully refundable deposit. Offer closes August 1, 2026. Limited to 20 agencies.